Financing Options
Pay for it over time.
If the bathroom or the deck is ready now and the savings aren’t, financing lets you get it done now and pay it off monthly. Get your written estimate first, then pick the program that fits.
Two ways to finance.
You apply directly with the lender, on their site, under their terms. We never see your financial information. Our end of it is the build.
Wells Fargo Home Projects
A revolving credit card made for home projects — promotional financing on approved credit.
Learn more at Wells Fargo
Acorn Finance
One short form, offers from a dozen lenders, no hit to your credit to check.
Learn more at Acorn FinanceHow it works
Get your estimate
Josh comes out, looks at the job, and puts a written price in your hand. Free.
Pick a partner
Choose the program that fits you. Paying cash or using your own bank is fine too.
Apply on your phone
A short application with the lender, and most folks hear back in minutes.
Common questions
Does checking my rate hurt my credit?
Do I have to finance through you?
Can I get the estimate before I think about financing?
Financing is offered by third-party lenders, not by KIK Construction. All terms, rates, approvals and payments are set by the lender and subject to their credit approval. We do not originate loans, we are not a lender, and we do not receive your application or your financial information.
Get the number first. Then decide.
Josh looks at the job and puts a real written price in your hand — free, and with nothing attached to it. Financing is there if you want it and ignorable if you do not.